PJFP.com

Pursuit of Joy, Fulfillment, and Purpose

  • Mental Toughness: What One Student Learned from Meditating 15 Hours a Day for 6 Months Straight

    This article is about this twitter thread:

    Cory Muscara’s six months with Sayadaw U Pandita, one of the toughest Buddhist monks on the planet, was a life-changing experience. Muscara meditated 15 hours a day, sleeping only two to five hours a night, with no reading, writing, or speaking allowed. He endured tremendous pain and yet gained insight. Here is a look into the lessons he learned.

    Muscara discovered that finding one’s true self is an act of love, while expressing it is an act of rebellion. He also saw a sign of growth as having both more tolerance for discomfort and less tolerance for “bullshit.” He learned that although who one is isn’t their fault, it is their responsibility. Procrastination, he discovered, is a refusal or inability to be with difficult emotions. Desires that arise from agitation are more aligned with one’s ego, while those from stillness are more aligned with one’s soul.

    Muscara learned that the moment before letting go is often when one grips the hardest. One finds their ground not by looking for stability, but by relaxing into instability. He also discovered that what one hates most in others is usually what one hates most in themselves, and that the biggest life hack is to become one’s own best friend.

    As Muscara became more comfortable in his own skin, he no longer needed the things he thought he needed to be happy. He also learned that if one doesn’t train their mind to appreciate what is good, they’ll continue to look for something better in the future, even when things are great. He saw that the belief that a future moment is more worth one’s presence than the one they are in is why they miss out on life.

    Muscara also discovered that there is no set of conditions that leads to lasting happiness, and that lasting happiness comes from learning to flow with conditions. He saw that one should spend more time cultivating a mind that is not attached to material things than time spent accumulating them. He learned that sometimes one needs to get out of alignment with the rest of the world to get back into alignment with themselves, and that real confidence looks like humility.

    Muscara found that a high pain tolerance is a double-edged sword, and that negative thoughts will not manifest a negative life, but unconscious negative thoughts will. To feel more joy, he found, one must open to their pain. He also observed that bullying oneself into enlightenment does not work, and that peak experiences are fun, but one always has to come back.

    Meditation, Muscara discovered, is not about feeling good, but feeling what one is feeling with good awareness. He found that if one can watch their mind think, it means who they are is bigger than their thoughts. Practicing stillness is not about privileging stillness over movement, it’s about the capacity to be still amidst one’s impulses.

    Muscara also realized that the issue is not that one gets distracted, but that they are so distracted by distractions they don’t even know they are distracted. He saw that life is always happening in just one moment and that’s all one is responsible for. He learned that one’s mind doesn’t wander, it moves toward what it finds most interesting, and that life continues whether one is paying attention to it or not.

    Sayadaw U Pandita passed away in 2016, but he left a lasting impression on all his students, including Muscara. His teachings changed Muscara’s life in ways he can’t describe, and he is forever grateful.

  • Creating a budget that works: Tips and Tricks for Sticking to Your Financial Plan

    Creating a budget that works: Tips and Tricks for Sticking to Your Financial Plan

    Creating a budget can be an effective tool for managing your finances and reaching your financial goals. But many people struggle to stick to their budget, and it can be difficult to know where to start. In this article, we’ll discuss some tips and tricks for creating a budget that actually works.

    1. Be realistic: One of the most important things to keep in mind when creating a budget is to be realistic. Don’t set unrealistic goals or cut back on spending too drastically. Instead, start by making small changes and gradually increase your savings over time.
    2. Track your expenses: To create an effective budget, you need to know where your money is going. Start by tracking your expenses for one month and categorize them into different areas such as housing, transportation, food, and entertainment.
    3. Prioritize your expenses: Once you know where your money is going, you can prioritize your expenses. Focus on your essential expenses such as housing, food, and transportation. Then, allocate any extra money towards your savings and debt repayment.
    4. Look for ways to save money: To stick to your budget, you need to find ways to save money. This can include cutting back on unnecessary expenses, shopping around for the best deals, and finding ways to reduce your bills.
    5. Be flexible: Life is unpredictable, and unexpected expenses can pop up at any time. Be prepared for this by having a small emergency fund and being flexible with your budget.
    6. Make it a habit: To make your budget effective, you need to make it a habit. Review your budget regularly and make adjustments as needed. This can help you stay on track and achieve your financial goals.
    7. Use technology: There are many budgeting apps and tools that can help you track your spending, create a budget, and stay on track. These apps can be a great way to make budgeting easier and more convenient.

    Creating a budget that works takes time, effort, and commitment. By being realistic, tracking your expenses, prioritizing your expenses, looking for ways to save money, being flexible, making it a habit, and using technology you can create an effective budget that can help you reach your financial goals.

  • The Psychological Reasons Behind Overspending and How to Overcome Them

    The Psychological Reasons Behind Overspending and How to Overcome Them

    Overspending is a common problem that affects many people. It can lead to financial stress, debt, and other negative consequences. But what causes people to overspend in the first place? The answer lies in the psychology of spending.

    One of the main reasons why people overspend is due to instant gratification. In today’s fast-paced world, people have become accustomed to getting what they want, when they want it. This desire for instant gratification can lead to impulsive buying, where people make purchases without thinking about the long-term consequences.

    Another psychological reason why people overspend is due to social comparison. People often compare their own possessions and lifestyles to those of their friends, family, and acquaintances. This can lead to a sense of inadequacy and a desire to keep up with others, which can result in overspending.

    Emotional spending is also a common cause of overspending. People may use shopping as a way to cope with stress, anxiety, or depression. This can lead to a cycle of overspending, followed by feelings of guilt and shame, which can then be followed by more overspending as a way to cope.

    So, how can you overcome the psychological reasons that lead to overspending? One of the most effective strategies is to practice mindfulness. Mindfulness is the practice of being present and aware of your thoughts and feelings in the moment. By becoming more mindful, you can recognize when you are being driven by instant gratification, social comparison, or emotional needs, and make more conscious decisions about spending.

    Another strategy is to create a budget and stick to it. A budget can help you control your spending and ensure that you have enough money to cover your essential expenses and save for your future.

    Finally, it’s important to find healthy ways to cope with stress, anxiety, and depression. This can include exercise, meditation, therapy, or other activities that make you feel good.

    Overspending is often caused by psychological factors such as instant gratification, social comparison, and emotional needs. By understanding these underlying causes, you can take steps to overcome them and regain control over your spending. Practice mindfulness, creating a budget, and find healthy ways to cope with stress are some ways to overcome overspending. With the right mindset and approach, you can improve your financial well-being and achieve your financial goals.

  • Mastering Generational Wealth: A Step-by-Step Guide

    Generational wealth refers to the accumulation of wealth and assets that are passed down from one generation to the next. It is the ability of a family to maintain and grow their wealth over multiple generations, allowing future generations to have financial stability and the opportunity to build upon the foundations laid by their ancestors.

    There are several key factors that contribute to the creation and preservation of generational wealth. The first is a strong work ethic and a commitment to saving and investing. Families who are able to consistently save a portion of their income and invest it in assets such as real estate, stocks, and bonds are more likely to build wealth over time. Additionally, having a clear financial plan and setting long-term financial goals can help families stay focused and on track.

    Another important factor is education and knowledge about personal finance and investing. Families who have a good understanding of how money works and how to make it work for them are more likely to make smart financial decisions and avoid common pitfalls. This includes understanding the difference between good and bad debt, the importance of diversifying investments, and the power of compound interest.

    Another important aspect of building and preserving wealth is the ability to manage risks effectively. This means being able to identify potential financial risks and having a plan in place to mitigate them. This can include having an emergency fund, adequate insurance coverage, and a diversified investment portfolio.

    Another important aspect of maintaining wealth is estate planning. Proper estate planning can help ensure that assets are passed down to the next generation in an efficient and tax-advantaged manner. This can include things like creating a will, setting up trusts, and creating a plan for the distribution of assets.

    Another key element of maintaining wealth is having a sense of purpose and values. Families who have a clear sense of purpose and values are more likely to make decisions that align with those values, which can help them stay focused on the things that are truly important and avoid distractions that can lead to financial losses.

    Finally, it is important to remember that building and preserving wealth is a marathon, not a sprint. It takes time, patience, and discipline to accumulate and maintain wealth over multiple generations. Families who are able to stay the course and make consistent, smart financial decisions over time are more likely to be successful.

    Generational wealth is the accumulation of wealth and assets that are passed down from one generation to the next. Building and preserving wealth over multiple generations requires a strong work ethic, a commitment to saving and investing, a good understanding of personal finance and investing, the ability to manage risks effectively, proper estate planning, a sense of purpose and values and patience and discipline. It takes time, but with the right approach and mindset, families can create a legacy of wealth that will benefit future generations.

  • The Ultimate Guide to Identifying and Investing in Real Estate Buy Boxes

    The Ultimate Guide to Identifying and Investing in Real Estate Buy Boxes

    As a real estate investor, one of the most important decisions you will make is where to invest your money. While there are many factors to consider when evaluating a potential investment property, one key concept to understand is the concept of a “buy box.” In this article, we will define what a buy box is, explain how to set its boundaries, and discuss what makes a good buy box area for real estate investing.

    First, let’s define what a buy box is. Simply put, a buy box is a specific area or neighborhood that is considered attractive for purchase by investors. This can be due to a variety of factors such as strong demand for rental properties, low vacancy rates, or a high likelihood of appreciation in property values. In other words, a buy box is an area where investors believe they can make a good return on their investment.

    When setting the boundaries of a buy box, it is important to consider both micro and macro factors. Micro factors include things like the condition of the properties in the area, the quality of the schools, and the overall demographic of the neighborhood. Macro factors, on the other hand, include things like the local economy, city or town’s plans for development, and overall real estate market trends.

    To set the boundaries of a buy box, investors typically use a combination of research and intuition. Research can include things like looking at local real estate market data, talking to real estate agents, and consulting with other investors. Intuition, on the other hand, comes from the investor’s own experience and knowledge of the local market.

    So, what makes a good buy box area for real estate investing? Generally speaking, a good buy box should have a strong demand for rental properties, low vacancy rates, and a high likelihood of appreciation in property values. Additionally, a good buy box should have a diverse population, good schools, and a stable local economy.

    It’s also important to note that a buy box should be affordable for the investor. It should be within the budget of the investor and also meet the cash flow and return on investment goals.

    Understanding the concept of a buy box is an important step in becoming a successful real estate investor. By identifying and investing in a buy box, investors can maximize their potential returns on investment while minimizing their risk. Remember to research and use your intuition to set the boundaries, and look for areas with strong demand, low vacancy rates, and a high likelihood of appreciation.

  • Unlock the Power of Introverts: A Review of Susan Cain’s “Quiet”

    Unlock the Power of Introverts: A Review of Susan Cain's "Quiet"

    “Quiet: The Power of Introverts in a World That Can’t Stop Talking” is a nonfiction book written by Susan Cain that explores the topic of introversion and the cultural bias towards extroversion. The book delves into the societal expectation that individuals should be outgoing and sociable, and how this expectation can lead to introverts being overlooked and undervalued.

    Cain argues that society has a tendency to value extroversion over introversion, and that this bias is deeply ingrained in our culture. She provides research and personal anecdotes to support her claims and offers solutions for a more balanced and inclusive society. The book explores the various facets of introversion and its effects on personal relationships, the workplace, and education.

    The author also explores how introverts are often misunderstood and how they are perceived as being shy or aloof, when in fact, they simply prefer to process information internally and may be more reflective or contemplative in nature. Cain also examines how introverts are often overlooked in the classroom and in the workplace, despite their unique strengths and talents.

    One of the main themes in the book is how introverts can be successful in a world that values extroversion. Cain provides examples of successful introverts, including J.K. Rowling and Steve Wozniak, and argues that introverts can be just as successful as extroverts if they are given the opportunity to work in environments that suit their personalities.

    The book also examines the impact of technology on introversion and extroversion. It suggests that social media and other forms of technology have made it easier for introverts to connect with others, but at the same time, it has increased the pressure for people to be constantly connected and available.

    Overall, “Quiet” is a thought-provoking and enlightening read that aims to empower introverts and change the way society views and values introversion. It provides valuable insights into the unique strengths and talents of introverts and how they can be successful in a world that often prioritizes extroversion. The book is well-researched and well-written, making it a must-read for anyone interested in understanding the power of introversion and the impact of societal expectations on individuals.

  • The War of Art: A Masterful Exploration of the Inner Battles That Hinder Success

    The War of Art: A Masterful Exploration of the Inner Battles That Hinder Success

    The War of Art, written by Steven Pressfield, is a powerful and thought-provoking book that delves deep into the concept of “resistance,” and the inner battles that hinder individuals from achieving their goals and fulfilling their creative potential. The book is divided into three sections, each addressing a different aspect of resistance, and offers strategies and insights for overcoming it.

    In the first section, Pressfield defines resistance as an internal force that opposes individuals from achieving their goals, no matter how small or big they may be. He explains that resistance can manifest itself in many forms, such as procrastination, self-doubt, and fear of failure, and that it is not limited to the realm of art and creativity, but is present in all aspects of life. Pressfield argues that the only way to overcome resistance is to recognize it, confront it, and take action despite it.

    The second section of the book explores the different types of resistance and how they affect the creative process. Pressfield divides resistance into two categories: “passive resistance” and “active resistance.” Passive resistance is characterized by procrastination, apathy, and lack of motivation, while active resistance is characterized by self-sabotage, self-doubt, and fear of failure. Pressfield explains that passive resistance is easier to overcome because it is often a result of laziness, and that active resistance is more dangerous because it is rooted in fear and insecurity. He also offers strategies for overcoming both types of resistance, such as setting deadlines, breaking down big goals into smaller tasks, and surrounding oneself with supportive people.

    The final section of the book explores the idea of the “professional,” and how to become one. Pressfield defines a professional as someone who is committed to their craft and is willing to put in the hard work and dedication required to achieve success. He argues that the only way to become a professional is to overcome resistance and take action, and that the key to becoming a professional is to develop a “routine” and stick to it. Pressfield also emphasizes the importance of self-discipline, persistence, and the willingness to accept failure as part of the learning process.

    Overall, The War of Art is a masterful exploration of the inner battles that hinder success. Pressfield’s writing is clear, concise, and to the point, and his insights are profound and thought-provoking. The book is a must-read for anyone who is serious about achieving their goals and fulfilling their creative potential.

  • 5 Reasons Why Photographers Should Ditch Cotton and Embrace Merino Wool

    5 Reasons Why Photographers Should Ditch Cotton and Embrace Merino Wool

    As a photographer, you spend a lot of time on the go, whether you’re trekking through the wilderness to capture stunning landscapes or exploring bustling city streets in search of the perfect shot. With all that movement, it’s essential to have clothing that can keep up with you. That’s where merino wool comes in.

    Here are five reasons why photographers should ditch cotton and embrace merino wool:

    1. Comfort: Merino wool is soft and lightweight, making it perfect for layering. Unlike cotton, which can feel heavy and bulky, merino wool will keep you comfortable even when you’re on the move.
    2. Temperature regulation: Merino wool fibers are naturally breathable, which means they can help regulate your body temperature. This is particularly useful for photographers who find themselves in a wide range of temperatures, from hot and sunny to cold and windy.
    3. Odor resistance: Merino wool fibers are naturally antibacterial, which means they resist odors. This is especially important for photographers who may be out in the field for days on end and don’t have the opportunity to change clothes frequently.
    4. Moisture-wicking: Merino wool fibers are also naturally moisture-wicking, which means they draw sweat away from your skin. This is great for photographers who are working in hot and humid conditions.
    5. UV protection: Merino wool fibers provide some natural UV protection, which is great for photographers who spend a lot of time outside.

    Merino wool is an excellent choice for photographers who want comfortable, versatile clothing that can keep up with them. Whether you’re out in the wilderness or exploring the city, merino wool can help you stay comfortable, regulated, and odor-free. So, next time you’re out on a photo shoot, consider ditching cotton and embracing merino wool. Your clothes—and your photography—will thank you.

    Where does it come from?

    Merino wool is a type of wool that comes from the Merino sheep. The Merino sheep is a breed of domestic sheep that is believed to have originated in the Iberian Peninsula, specifically in the regions of Spain and Portugal. The breed was then brought to different parts of the world, such as Australia and New Zealand, where they are now widely raised for their high-quality wool. Merino sheep are known for their fine, soft and highly crimped wool fibers which make them suitable for a wide range of clothing and textile products.

  • Summary of Jim Rohn’s Best Year Ever

    “How to Have the Best Year Ever!” by Jim Rohn is a comprehensive guide to personal development and life coaching. The book offers practical advice and strategies for achieving success and happiness in all areas of one’s life, including personal and professional growth, financial prosperity, and relationships. Rohn emphasizes the importance of setting clear and specific goals, developing a positive attitude, and taking consistent, focused action in order to achieve those goals. He also stresses the importance of self-discipline, ongoing learning and personal development, and the power of a supportive community in helping to achieve one’s goals.

    The book is divided into several sections that cover different aspects of personal development and goal-setting. In the first section, Rohn emphasizes the importance of having a clear vision for one’s life and setting specific and measurable goals. He also provides advice on how to overcome obstacles and setbacks that may arise along the way.

    The second section of the book focuses on developing a positive attitude and a mindset of success. Rohn emphasizes the importance of maintaining a positive outlook, even in the face of challenges and setbacks. He also provides strategies for developing self-confidence, self-esteem, and resilience.

    The third section of the book is all about taking consistent, focused action to achieve one’s goals. Rohn stresses the importance of taking daily, consistent action towards one’s goals. He also provides advice on how to stay motivated and overcome procrastination.

    The fourth section of the book covers the importance of self-discipline and self-control. Rohn emphasizes the importance of having the discipline to stick to one’s goals and the self-control to avoid distractions and temptations that can derail progress.

    The fifth section of the book focuses on the importance of ongoing learning and personal development. Rohn stresses the importance of always looking for ways to improve oneself and one’s skills. He also provides advice on how to find mentors and role models to help guide personal development.

    The final section of the book is all about the power of a supportive community. Rohn stresses the importance of surrounding oneself with positive and supportive people who can help to provide encouragement and guidance along the way. He also provides advice on how to build and maintain a supportive community.

    Overall, “How to Have the Best Year Ever!” by Jim Rohn is an in-depth and comprehensive guide to personal development and life coaching. The book provides practical advice and strategies for achieving success and happiness in all areas of one’s life and it’s a powerful tool for anyone looking to make positive changes in their life.

  • Summary of Mortimer Adler’s How to Read a Book

    Mortimer Adler’s “How to Read a Book” is a comprehensive guide to understanding the art of reading. The book is divided into two parts: the first focuses on the basics of reading, and the second on the advanced techniques of reading. In the first part, Adler explains the importance of reading and the different types of reading that one can engage in. He also provides a detailed explanation of the different levels of reading, such as skimming, scanning, and intensive reading.

    The second part of the book delves into the advanced techniques of reading. Adler explains the different types of books and the various methods of reading them. He also provides a detailed explanation of the different types of questions that one can ask when reading a book, such as the questions of fact, interpretation, and evaluation. Adler also explains the different types of literary criticism, such as formalism, historical criticism, and psychoanalytic criticism.

    Adler also provides a detailed explanation of how to read different types of books, such as fiction, non-fiction, poetry, and drama. He also explains how to read different types of literature, such as ancient literature, classic literature, and modern literature. Adler also explains how to read different types of genres, such as romance, tragedy, comedy, and epic. He also provides a detailed explanation of how to read different types of authors, such as the classic authors, the modern authors, and the contemporary authors.

    Adler also provides a detailed explanation of how to read different types of literature, such as fiction, non-fiction, poetry, and drama. He also explains how to read different types of genres, such as romance, tragedy, comedy, and epic. Adler also explains how to read different types of authors, such as the classic authors, the modern authors, and the contemporary authors.

    In the final section of the book, Adler provides a list of books that one should read in order to become a better reader. He also provides a list of resources that one can use to improve one’s reading skills. Overall, “How to Read a Book” is a comprehensive guide to understanding the art of reading, providing readers with the tools and techniques they need to become better readers.